These Conditions of Use/Disclaimers apply to you when you view, access or otherwise use the blog located at www.livingbad.com. We grant you a nonexclusive, nontransferable, limited right to access, use and display the blog and the materials provided hereon, provided that you comply fully with these Terms and Conditions of Use. 


The purpose of this blog is to provide news and information on topics of interest of the blog owners, and all data provided on this site is for informational purposes only and should not be considered as professional advice. Although topics covered may address personal issues related to family, relationships, and religion, the transmission of information on this blog is not intended to establish, and receipt of such information does not establish or constitute a professional-client relationship. The reader should not act on the information contained in any of the materials on this blog without assuming sole responsibility for their actions or decisions.

The opinions expressed at or through the blog are the opinions of the individual author and do not reflect the opinions of the author’s employers or any other institutions the author may affiliate with. The information on the blog may be changed without notice, and is not guaranteed to be correct, complete or up-to-date.  LivingBad.Com will not be liable for any losses, injuries, or damages arising from the display or use of the blog. The information in this blog is provided as is, with no warranties and confers no rights. 

Some materials on this blog contain links to other resources on the Internet. Such links are provided as citations and aids to help individual readers identify and locate other Internet resources that may be of interest and are not intended to state or imply that LivingBad.Com sponsors, is affiliated or associated with, or is legally authorized to use any trade name, trademark, logo, legal or official seal, or symbol that may be reflected in any such links. 

This is a moderated blog. That means all comments will be reviewed before posting. Comments that contain abusive or vulgar language, spam, hate speech, personal attacks, or similar content will not be posted. Comments that are spam, are clearly “off topic” or that promote services or products or contain any links will not be posted. Comments that make unsupported accusations will also not be posted. The owner of this blog reserves the right to edit or delete any comments submitted to this blog at any time and without notice. 

To protect your own privacy and the privacy of others, please do not include personally identifiable information, such as Social Security number, account numbers, phone numbers or email addresses in the body of your comment. If you do voluntarily include personally identifiable information in your comment, such as your name, that comment may or may not be posted on the page. If your comment is posted, your name will not be redacted or removed. The default for the posting of comments is “anonymous”, but if you opt not to, any information, including your login name, may be displayed on our site. 

LivingBad.com reserves the right to modify this policy at any time.